Oak Cliff Christian FCU
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Loan Rates

Annual Percentage Rate is accurate as of April 1, 2012.

Auto Loans
Year Model
Term
Annual Percentage Rate¹
New/Used Auto
(Current to 3 Years Old)
1 - 60 Months
61 - 72 Months
73 - 84 Months²
2.49% to 13.49%
3.49% to 10.49%
3.99% to 7.99%
Used Auto (4 and 6 Years Old)
1 - 48 Months
49 - 60 Months
61 - 72 Months
73 - 84 Months²
2.99% to 13.99%
3.49% to 14.49%
3.99% to 10.99%
4.49% to 8.49%
Used Auto (7 to 10 Years Old)
1 - 36 Months
37 - 48 Months
49 - 60 Months
61 - 72 Months²
3.49% to 14.49%
3.99% to 14.99%
4.49% to 11.49%
5.49% to 9.49%
Personal Loans
   
9.99% to 17.99%
Share or CD Secured Term Loan
   
Rate + 3.00%

1 Rates are shown as Annual Percentage Rates. Rates and terms are determined by the overall credit worthiness of each applicant, and are subject to change.
2 Vehicles must have a $20,000 or greater MSRP or NADA Retail Value for extended term.