Share Rates ($25 Minimum Balance)
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Effective May 16, 2012. Rates and other terms are subject to change
at any time without prior notice. All dividends are calculated by daily balance method and paid monthly. |
Account Type |
Minimun Opening
Deposit |
Account Balance |
Dividend Rate |
APY |
Share Savings Accounts |
$25.00 |
$100.00 - $10,000.00 |
$10,000.01 or more |
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|
|
Money Market Savings |
$2,000.00 |
$2,000.00 - 25,000.00 |
$25,000.01 or more |
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|
|
Christmas Club Account |
$25.00 |
$100.00 - $10,000.00 |
$10,000.01 or more |
|
|
|
Cliff Kids Club Savings |
$25.00 |
$100.00 - $10,000.00 |
$10,000.01 or more |
|
|
|
Legacy Fund |
$50.00 |
$100.00 - $10,000.00 |
$10,000.01 or more |
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|
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The rates, fees and terms applicable to your account at the Credit Union are provided in the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. |
Share Certificates (Cerfiticates of Deposit)
|
Effective May 16, 2012. Rates and other terms are subject to change
at any time without prior notice. All dividends are calculated by daily balance method and paid quarterly. A penalty is imposed for early withdrawal. |
Terms |
Minimun Opening
Deposit |
Dividend Rate |
Annual Percentage Yield |
6 months |
$500.00 Minimum Deposit |
0.40% |
0.40% |
12 months |
$500.00 Minimum Deposit |
0.60% |
0.60% |
24 months |
$500.00 Minimum Deposit |
0.80% |
0.80% |
36 months |
$500.00 Minimum Deposit |
1.00% |
1.00% |
48 months |
$500.00 Minimum Deposit |
1.39% |
1.40% |
The rates, fees and terms applicable to your account at the Credit Union are provided in the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. |
Click
here for the compound interest calculator.
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